Ready to apply for an NSBCI loan but not sure how to show your numbers? Join Change Labs Manager of Kinship Lending, Kristine Laughter, for a hands-on workshop designed to help you build a business budget that lenders can understand and trust. In this workshop, you'll learn:

• What a basic business budget looks like

• How to estimate your income and expenses

• How to calculate how much funding you really need

• Tips for using your budget to support your NSBCI loan application

We’ll walk through real examples, share templates you can use, and make sure you leave with a draft budget for your business—even if you're just starting out. Perfect for anyone applying for an NSBCI loan or thinking about borrowing in the future. Bring your notebook, your ideas, and your questions. Let’s get your numbers working for you!

Join our Two-Page Business Plan Workshop to learn how to create a streamlined, action plan that captures your vision, strategy, and key operational details — all in just two pages! This hands-on, interactive session is perfect for entrepreneurs, startups, and small business owners looking to articulate their goals without getting bogged down by lengthy documents. Hosted by Dine' founder of WaterPeak Partners, Joe Bia.

Have you heard of the NSBCI but aren't quite sure what it means for your business or nonprofit? Join Change Labs executive director, Heather Fleming, for a free info session that breaks down the Navajo Small Business Credit Initiative (NSBCI)—a new source of funding and support for Navajo-owned small businesses. In this session, we’ll explain: * What the NSBCI is and how it works * The different types of loans and funding available * Who qualifies and how to apply * How NSBCI can help you grow or start your business on Navajo land Whether you're a seasoned business owner or just starting out, this workshop will help you understand how to tap into this major opportunity for Navajo entrepreneurs. Bring your questions—we’re here to help!

Ready to apply for an NSBCI loan but not sure how to show your numbers? Join Change Labs Manager of Kinship Lending, Kristine Laughter, for a hands-on workshop designed to help you build a business budget that lenders can understand and trust. In this workshop, you'll learn:

• What a basic business budget looks like

• How to estimate your income and expenses

• How to calculate how much funding you really need

• Tips for using your budget to support your NSBCI loan application

We’ll walk through real examples, share templates you can use, and make sure you leave with a draft budget for your business—even if you're just starting out. Perfect for anyone applying for an NSBCI loan or thinking about borrowing in the future. Bring your notebook, your ideas, and your questions. Let’s get your numbers working for you!

Change Labs at the Tribal Symposium – May 29, 2025

Join Marsha Greyeyes, Director of Finance at Change Labs, and Martin Guerrero, Director of Business Empowerment at Block, at the upcoming Tribal Symposium on May 29, 2025!

They’ll be featured on the Entrepreneurship & Small Business Growth panel, where they’ll discuss strategies for empowering Native entrepreneurs and supporting small business growth in Tribal communities.

View the full agenda and register here:
https://members.aaed.com/events/tribal-symposium-1340064

Discover how to align your business goals with effective revenue models and pricing strategies in this interactive workshop designed for Native entrepreneurs. Learn how to evaluate different ways to earn income, set prices that reflect the value of your work, and ensure financial sustainability for your business. We'll explore examples rooted in Native-owned ventures and discuss strategies that honor cultural values while meeting market demands. By the end of the session, you’ll have actionable insights to grow your revenue, retain customers, and build a thriving business that supports your community and vision for the future. Hosted by Marsha Greyeyes at Change Labs.

Good financial habits can make or break a business. In this session, you’ll learn simple, effective ways to track your income, expenses, and cash flow—so you always know where your money is going. We’ll explore different recordkeeping methods, from basic spreadsheets to digital tools, and help you set up a system that fits your business. You’ll also learn how to organize your financial records for tax season and loan applications, making it easier to qualify for funding when you need it.

What You’ll Learn:

• Why financial recordkeeping is critical for business success

• How to set up a simple system to track income and expenses

• The basics of a chart of accounts and how to categorize transactions

• Tools and apps that make financial tracking easier

• How good recordkeeping prepares you for tax season and loan applications

Don't miss this session with Navajo accountant, Delphina Begay!

This webinar will introduce you to the fundamental mechanics of using our trademark search system. It’s geared toward new users and those interested in conducting basic searches. We’ll cover: 

• Why you should search

• Basic search strategy

• Common searches

• Finding help

This information will be presented live via Webex from 3-4 p.m. ET on Friday, May 23, and will conclude with a question-and-answer session. 

How much should you ask for when applying for an NSBCI loan (or any loan)? Asking for too little can leave you stuck. Asking for too much can hurt your chances of getting approved. This workshop will help you find the just right number for your business. Join one of Change Labs’ most sought after business coach, Holly Patterson, for a practical session on how to right-size your loan request based on your goals, cash flow, and capacity to repay. We’ll cover:

• How to match your loan amount to your actual business needs

• What lenders look for when reviewing your request

• How to avoid red flags and strengthen your application

• Tools to help you calculate and justify your loan amount

Whether you're expanding, launching, or just trying to stay afloat, this workshop will help you approach your loan request with confidence and clarity.

Sharing Our Spaces: Indigenous Hosting on Airbnb is an 8-Part webinar series for Native & Indigenous entrepreneurs hosting on Airbnb. The first session, "Hosting 101 – Your Guide to Airbnb Success," will get you ready to explore the world of Airbnb.

Long time Airbnber, Heather Gomez, the host of Airbnb business, Dulce Base Tipi, will walk you through:

• The pros and cons of Airbnb hosting

• Why Airbnb might be a better option than traditional hotels

• A step-by-step guide to creating your listing

• Live Q&A to get all your hosting questions answered

Whether you’re just curious or ready to launch, this is your chance to learn how to turn your space into income and create a welcoming experience rooted in culture and community. Let’s grow Indigenous hospitality together.

Long before money ruled economies, Indigenous communities mastered the art of bartering: trading goods, skills, and services to meet needs and build strong relationships. These traditions aren’t just history; they are powerful, living tools for Native-owned businesses today!

Join us for "Trade with Purpose", a dynamic session where we’ll dive into:

• The cultural roots and importance of Indigenous bartering

• How Native entrepreneurs are using bartering to thrive today

• Practical tips for finding partners and making fair trades

• Tools and platforms to kickstart your barter journey

• How to avoid common mistakes

You'll also get the chance to brainstorm your own trade ideas during the session!

The National Science Foundation funds startups across nearly all technology areas, in an open topic format. Learn how you can get up to $2 million to develop your deep tech. We'll walk you through the process and timeline, how to submit a Project Pitch and what to expect along the way. Cost: FREE

Join the American Indian Chamber of Commerce of Arizona and ASU’s Office of Tribal Advancement for an inspiring afternoon of connection and innovation at the Tempe campus.

Discover how ASU and Dreamscape Learn are using virtual reality to transform education and prepare students to lead in high-demand industries. Hear from Vice President Jacob Moore and explore how ASU is building a future-ready, diverse workforce.

Optional VR Tour at 10 AM
A limited number of guests will get a behind-the-scenes look at Dreamscape Learn—ASU’s groundbreaking, avatar-led virtual reality classroom. RSVP early to reserve your spot!

Luncheon Highlights:
• ASU’s bold approach to workforce development
• Access to diverse, tech-savvy student talent
• Networking with Tribal and business leaders

Don’t miss this opportunity to connect, learn, and lead.

Have you heard of the NSBCI but aren't quite sure what it means for your business or nonprofit? Join Change Labs executive director, Heather Fleming, for a free info session that breaks down the Navajo Small Business Credit Initiative (NSBCI)—a new source of funding and support for Navajo-owned small businesses. In this session, we’ll explain: * What the NSBCI is and how it works * The different types of loans and funding available * Who qualifies and how to apply * How NSBCI can help you grow or start your business on Navajo land Whether you're a seasoned business owner or just starting out, this workshop will help you understand how to tap into this major opportunity for Navajo entrepreneurs. Bring your questions—we’re here to help!

Are you a small business owner or entrepreneur interested in learning about trademarks and how to apply for a federal registration? If so, this event is a must-attend. In this final module of our eight-part virtual Trademark Basics Boot Camp, we’ll provide a unique opportunity for you to “meet the trademark experts.” Come prepared with all of your trademark questions to share with our Law Office Managing Attorneys and other trademark experts. The event is free, but space is limited, so register early.

This module will be presented live via Webex from 2-3:30 p.m. ET on Tuesday, May 20, 2025. Please register by May 19. 

Hosted by the AZ Commerce Authority:

Sourcing funds for small business is a full-time job for business owners. During this session, participants will learn about the different types of funding options and requirements for small business owners. Businesses will have the opportunities to work with Chicanos Por La Causa and understand how to prepare for funding by leveraging the State Small Business Credit Initiatives Technical Assistance program (SSBCI TA).

Are you ready to take your art to the next level and turn your creative passion into a thriving business? Join renowned Comanche artist Nocona Burgess for The Business of Art — a free, 3-part virtual class designed especially for Native painters, carvers, beaders, and multi-disciplinary artists!

In this course, you’ll learn how to:

• Set up a professional workspace

• Build your online presence with a website, bio, and social media

• Price and track your artwork sales

• Connect with galleries and art shows

• Organize your records, contracts, and taxes

• Create a promo pack that reflects your authentic story

This is more than just a class — it’s a roadmap for growing your art business while staying rooted in your culture and community.

USPTO Hour: Communicating Innovation
Wednesday, May 14 | 12–1 p.m. ET | Virtual

Join the U.S. Patent and Trademark Office (USPTO) for USPTO Hour, a virtual session on how the agency shares stories of innovation through social media, marketing, and public recognition.

Hear from USPTO communications experts and the National Inventors Hall of Fame (NIHF) on engaging the public and inspiring future innovators. Includes a live Q&A—submit your questions to USPTOHour@uspto.gov.

Open to all!

Are you an inventor preparing to file a patent application? In part five of this eight-part recurring series, United States Patent and Trademark Office (USPTO) experts will discuss the parts of the claim, show examples of claim illustrations from issued U.S. patents, and help participants develop a better appreciation of how a patent examiner views a claim. 

To get the most out of this workshop, you should have an intermediate knowledge of the intellectual property (IP) system and of patents specifically. We recommend that you complete the previous sessions Part I: IP basics and Part IV: Learn how to draft your patent application before attending.

Join our Two-Page Business Plan Workshop to learn how to create a streamlined, action plan that captures your vision, strategy, and key operational details — all in just two pages! This hands-on, interactive session is perfect for entrepreneurs, startups, and small business owners looking to articulate their goals without getting bogged down by lengthy documents. Hosted by Dine' founder of WaterPeak Partners, Joe Bia.

Ready to launch your business dreams into reality? Join us for How to Start a Business in Arizona — a no-cost workshop designed for aspiring and early-stage entrepreneurs. Learn the eight essential steps to starting a business and maximize your chance of success!

NPC SBDC business professionals will guide you through taking your idea, combining it with available resources and expert knowledge, and helping you build a solid plan for your future business. Whether you're just getting started or looking to refine your approach, this class will point you toward victory!

Bonus: Snacks provided. Feel free to bring your lunch!

Hosted by: The Kayenta Township, Northland Pioneer College, and America's SBDC Arizona, with special guest Change Labs.

Register Today!
📧 Email: jennifer.russell@npc.edu
📞 Call: 928-532-6170
📲 Or scan the QR code on the flyer!

Hosted by the AZ Commerce Authority:

The P&L, commonly referred to as the Income Statement is important when effectively managing a business. This webinar will provide participants with a comprehensive understanding of P&L fundamentals, its functioning, design principles, and the utilization of its information to enhance decision-making, minimize errors, improve profitability, and optimize overall earnings.

In this engaging workshop designed for entrepreneurs and prospective borrowers of our NSBCI loan program, Change Labs co-founder, Jessica Stago, will help you navigate your businesses financial path by creating realistic, clear projections with confidence. Learn how to forecast revenue, anticipate costs, and plan for growth—all while keeping things practical and approachable. By the end of the session, you’ll have the tools to make informed decisions, impress lenders, and map out your path to success. No spreadsheets or finance degree required—just your passion and a willingness to learn!

How much should you ask for when applying for an NSBCI loan (or any loan)? Asking for too little can leave you stuck. Asking for too much can hurt your chances of getting approved. This workshop will help you find the just right number for your business. Join one of Change Labs’ most sought after business coach, Holly Patterson, for a practical session on how to right-size your loan request based on your goals, cash flow, and capacity to repay. We’ll cover:

• How to match your loan amount to your actual business needs

• What lenders look for when reviewing your request

• How to avoid red flags and strengthen your application

• Tools to help you calculate and justify your loan amount

Whether you're expanding, launching, or just trying to stay afloat, this workshop will help you approach your loan request with confidence and clarity.

Customer Service & Self-Care Training Seminar
Presented by the Support Hopi Small Business Project

We’re excited to announce the arrival of the 2025–2026 Hopi Small Business Directory! Distribution begins April 29, 2025, and to celebrate, we’re inviting all past and present directory participants to a special event.

Join us for a FREE Customer Service & Self-Care Training Seminar, designed to support and uplift our local entrepreneurs. This seminar will offer valuable insights into improving customer relations while also emphasizing the importance of self-care for small business owners.

📍 Pick up your copy of the new directory and connect with fellow small business owners!

👉 RSVP here with the link below

Questions?
Contact Lisa at 928.738.2205 or lisa@hopicredit.us

We hope to see you there!

RESCHEDULED FOR MONDAY, 4/28 at 12:00pm MDT

Good financial habits can make or break a business. In this session, you’ll learn simple, effective ways to track your income, expenses, and cash flow—so you always know where your money is going. We’ll explore different recordkeeping methods, from basic spreadsheets to digital tools, and help you set up a system that fits your business. You’ll also learn how to organize your financial records for tax season and loan applications, making it easier to qualify for funding when you need it.

What You’ll Learn:

• Why financial recordkeeping is critical for business success

• How to set up a simple system to track income and expenses

• The basics of a chart of accounts and how to categorize transactions

• Tools and apps that make financial tracking easier

• How good recordkeeping prepares you for tax season and loan applications

Don't miss this session with Navajo accountant, Delphina Begay!

Join us for a Soil Health & Regeneration Workshop led by Jaiden Willeto of Dragonfly Farm, hosted by Hopi Tutskwa Permaculture. This hands-on training is designed for farmers, growers, and land stewards who want to deepen their understanding of soil regeneration and sustainable agriculture.

Participants will gain insights into the soil food web, learn about beneficial microorganisms, and explore techniques to enhance biodiversity and build healthier ecosystems for sustainable food production.

This is a free event, but space may be limited.

Discover how to align your business goals with effective revenue models and pricing strategies in this interactive workshop designed for Native entrepreneurs. Learn how to evaluate different ways to earn income, set prices that reflect the value of your work, and ensure financial sustainability for your business. We'll explore examples rooted in Native-owned ventures and discuss strategies that honor cultural values while meeting market demands. By the end of the session, you’ll have actionable insights to grow your revenue, retain customers, and build a thriving business that supports your community and vision for the future. Hosted by Marsha Greyeyes at Change Labs.